How to choose Health Insurance Policy

why we should have Health Insurance Policy ?

In case of hospitalization, we don’t have to pay from our pocket. If we have a health insurance our major part of savings is protected

What is cashless Health Insurance Policy ?

Basically in cashless treatment facility we just have to submit our policy details. All the settlements will be handled by insurance co.

In – Patient Hospitalization

Inpatient in medical terms refers to admission of a patient.

1

Look For the Benefits it offers

Day Care Treatment

Day Care treatment generally means hospitalization is not required. for more than 24 hours

2

Room Rent

We have to see the amount allowed for room rent.

3

Pre and Post Hospitalization Period

On an average a good policy should be able to offer 30 days Pre hospitalization and 60 days post hospitalization.

4

Cap for certain illness

We must make sure that sufficient amount is allocated to specific illness that we are looking for

5

OTHER BENEFITS TO LOOK  FOR

A) Waiting period for Pre-Existing Illness B) Co-Payment for Elderly C) Restoration Benefits

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