How to choose Health Insurance Policy
why we should have Health Insurance Policy ?
In case of hospitalization, we don’t have to pay from our pocket. If we have a health insurance our major part of savings is protected
In case of hospitalization, we don’t have to pay from our pocket. If we have a health insurance our major part of savings is protected
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What is cashless Health Insurance Policy ?
Basically in cashless treatment facility we just have to submit our policy details. All the settlements will be handled by insurance co.
Basically in cashless treatment facility we just have to submit our policy details. All the settlements will be handled by insurance co.
In – Patient Hospitalization
In – Patient Hospitalization
Inpatient in medical terms refers to admission of a patient.
Inpatient in medical terms refers to admission of a patient.
1
Look For the Benefits it offers
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Day Care Treatment
Day Care treatment generally means hospitalization is not required. for more than 24 hours
Day Care treatment generally means hospitalization is not required. for more than 24 hours
2
Room Rent
We have to see the amount allowed for room rent.
We have to see the amount allowed for room rent.
3
Pre and Post Hospitalization Period
Pre and Post Hospitalization Period
On an average a good policy should be able to offer 30 days Pre hospitalization and 60 days post hospitalization.
4
Cap for certain illness
Cap for certain illness
We must make sure that sufficient amount is allocated to specific illness that we are looking for
We must make sure that sufficient amount is allocated to specific illness that we are looking for
5
OTHER BENEFITS TO LOOK
FOR
OTHER BENEFITS TO LOOK
FOR
A) Waiting period for Pre-Existing Illness B) Co-Payment for Elderly C) Restoration Benefits
A) Waiting period for Pre-Existing Illness B) Co-Payment for Elderly C) Restoration Benefits
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